If you have everything with you, you’ll save a good deal of time. For starters, you should bring:
- Social security numbers for both your and your spouse, if both of you are applying for the loan
- Copies of your checking and savings account statements for the past 6 months
- Evidence of any other assets like bonds or stocks
- A recent paycheck stub detailing your earnings
- A list of all credit card accounts and the approximate monthly amounts owed on each
- A list of account numbers and balances due on outstanding loans, such as car loans
- Copies of your last 2 years’ income tax statements
- The name and email address of someone who can verify your employment